Privacy Policy

Last updated October 6, 2026. See also the Terms of Service.

What Bonus Bound does

Bonus Bound helps you plan a trip with credit card points. You enter a route, a travel month, cabin and travelers. We show which cards could get you there, what the welcome offer is worth against the fare, and, with a paid plan, how many months it takes with your spending, Bound, an AI assistant you can chat with, and links to book award seats.

What we collect

Account. When you sign in with Google, we receive your name, email address and Google account ID through Clerk, our sign-in provider. We never see your Google password.

What you give us. Trips you save (route, month, cabin, travelers, the card you chose), cards you add to My cards, whether you earned a card's welcome offer, points balances you type in, the spending list you build (names and monthly amounts), the profile you fill in for Bound (travel goals, priorities, approximate monthly spending by category, travel habits, fee limit, cards opened recently), and your messages to the advisor.

Searches. Routes and dates you search. For signed-in users the latest search is kept as a draft trip.

Payments. If you subscribe, Stripe collects your card details and billing address. We never see or store your card number. We keep your Stripe customer ID, subscription status and renewal date.

Linked financial accounts (optional, Pro). You can connect bank or card accounts through Plaid to fill your spending list automatically. That happens only when you choose to connect, with your consent on Plaid's screen. We receive the accounts you pick (bank name, account name, last four digits, type) and their transactions (date, description, merchant, amount and Plaid's spending category). We never receive your bank login. We keep six months of transactions and delete older ones every night. You can unlink at any time; we delete that account's transactions the same minute and end the connection at Plaid. If you do not visit for six months, we end the connection at Plaid and you can reconnect when you come back.

Usage. Vercel Analytics counts page views and basic device and country information without cookies that track you across sites.

How we use it

To show you your trips, cards and plan. To compute the numbers on the page. To answer your questions in Bound, the AI assistant, which sends your cards, trips, spending list, profile and the conversation to Anthropic's Claude model to produce a reply. To bill your subscription. To fix problems and understand how the site is used. We do not sell your data, and we do not share it with advertisers.

Who we share it with

Only the services that run the product: Clerk (sign-in), Neon (database), Vercel (hosting and analytics), Stripe (payments), Plaid (account linking, if you choose it), Anthropic (the model behind Bound), SerpApi (flight prices; receives your route and dates, never your identity), and the Rewards Credit Card API (card data; receives card names only). Plaid follows its own privacy policy for the connection step (plaid.com/legal). We may share data when the law requires it.

Card offers and links

Card offers, fees and categories come from the issuers' public pages and published valuations, refreshed nightly. They can change at any time; confirm with the issuer before you apply. Links to issuer and airline sites take you to their sites and their policies. If we add affiliate links, we will say so on the page.

How long we keep it

While your account exists. Delete a trip, a card or a chat and it is gone from our database. Delete your account and we remove everything within 30 days, except billing records Stripe must keep.

Your choices and rights

You can see and change everything you gave us from your dashboard. You can export or delete your data by emailing us. If you are in California, the EU or the UK you have rights to access, correct, delete and port your data, and to object to some uses; email us and we will act within the time the law allows. We do not use your data for automated decisions with legal effects.

Children

Bonus Bound is for adults who can apply for credit cards. We do not knowingly collect data from anyone under 18.

Security

Data travels encrypted. Access is limited to the people who run the product. No system is perfectly secure; if we learn of a breach that affects you we will tell you.

Changes

We will post changes here with a new date. If a change matters, we will email you.

Contact

support@bonusbound.com

Bonus Bound is not a financial advisor. Nothing on the site is financial, legal or tax advice.